A secure and seamless payment experience for your customers
Mobile finance tech brings merchants and customers closer than ever before. At Orange, we’ve developed a range of mobile payment APIs to facilitate secure and seamless transactions for enterprises big and small. Depending on where you are located and what you are selling, Orange has open innovation solutions for you.
Direct Carrier Billing MEA
Who it’s for: everyone with an app and/or service to monetize!
What it does: the Direct Carrier Billing service for MEA (DCB MEA) is an efficient way for you commercialize your digital services and/or mobile content with a growing base of 110 million subscribers in the Middle East & Africa.
How it works: DCB MEA is based on a network of local payment providers, which aggregate our partners’ services in their country of activity and offer technical and commercial support. This solution is based on a pure revenue sharing model, under which Orange retains no more than 35% of the net price on each transaction.
Where it’s available: local merchants can already apply for access to DCB MEA in Egypt, Cameroon, Tunisia and Jordan, and soon all over the region. Sign up here to be alerted as soon the solution becomes available in your country!
DCB MEA enhances your business by facilitating purchase of your services, but also represents a convenience boost. We have selected the best local payment providers to act as your intermediaries with local Orange affiliates, resulting in less complex contracts, and fewer invoices and payments to process.
Our partners have already begun incorporating the solution, and they’re seeing results. The Arabic-language VOD platform Istikana uses it to charge users seamlessly, thanks to functionalities like premium SMS. Find out more about Istikana.
Other partners outside the MEA region are examining the solution’s potential to expand the reach of their services. This is the case of French e-book streaming service YouBoox, seeking to collaborate with Orange affiliates in MEA— to go from francophone Europe to the francophone world!
Direct Carrier Billing Europe
Who it’s for: partners with a significant commercial activity in one of the European countries where DCB Europe is available.
What it does: Direct Carrier Billing Europe (DCB Europe) enables you to sell digital goods and services to Orange customers with a conversion rate vastly superior to credit cards and other payment options (up to 5 times higher).
How it works: DCB Europe offers one-click payment solution for digital goods and services under 10 €. Transactions are simply added to Orange customers’ bill, or taken off their prepaid mobile credit balance.
Where it’s available: The API is available in six countries — France, Spain, Belgium, Poland, Romania and Slovakia — covering millions of Orange customers.
Orange customers within your user base enjoy a seamless and secure process, bypassing the need to provide credit card information. The service uses both cellular network authentication, and can also be implemented using SMS authentication for WiFi users.
We typically approach partners directly, including large French and international companies, and work with them closely to provide direct access to the service. To date, we’ve worked with Google, Microsoft, and Sony to integrate the API on their app stores, and continue to pursue partnerships with other leading companies such as mobile game platform Gameloft.
Orange Money Web Payment
Who it’s for: merchants registered in their country of activity and compliant with local Orange Money regulations, whether or not they own an e-commerce website.
What it does: the Orange Money Web Payment (OM Web Payment) API enables your customers to pay online via the Orange Money financial service to purchase your goods and services. Just like Orange Money, the Web Payment is subject to strict regulation on security and fraud prevention making it a secure, trustworthy solution.
How it works: once approved, you will simply need a few lines of code to integrate the Web Payment API into your website. Customers who choose to pay with Orange Money are redirected to the payment interface, and validate payment by entering a temporary password received via the Orange Money USSD service on their mobile.
Where it’s available: Cameroon, Senegal, Mali, Madagascar, Niger, and Botswana. Orange Money Web Payment is expanding to the rest of the Orange footprint in the region by 2017. Sign up to be the first to know when it goes live in your country!
African e-commerce is booming, but shoppers tend to be reluctant to use credit card due to the perceived security risks. Orange Money Web Payment provides you with an access to a secure ecosystem, and your users with a trusted payment method.
You can rely on the assistance from our integration partners to develop your website and integrate the service as a means of payment. A testing environment is available to make sure your system if fully operational before going live.
One of our partners, the African e-commerce platform Jumia, is working on integrating OM Web Payment on their platform to enhance security for online payments. The trust and security of the Orange Money brand and our API promises to boost their online business with a best-in-class customer experience.